Privacy Policy, Terms and Conditions, and Earnings Disclaimer

Privacy Policy

This Privacy Policy describes how The Modern Educator collects, uses, stores, and protects information provided by visitors, leads, applicants, customers, members, and users.

1. Information We Collect

We may collect information you voluntarily provide, including:

• Name
• Email address
• Phone number, if provided
• Business information, application answers, survey answers, or form submissions
• Payment-related information processed through third-party platforms
• Messages, comments, support requests, and other communications you send to us

We may also collect technical information automatically, including:

• IP address
• Browser type
• Device type
• Pages visited
• Referring links
• Cookie and tracking information

2. How We Use Information

We may use collected information to:

• Deliver the lead magnet, emails, program materials, and requested resources
• Review applications and schedule strategy calls
• Provide access to The Modern Educator
• Send educational, promotional, and follow-up emails
• Process purchases, subscriptions, or payments through third-party platforms
• Improve our website, funnel, content, offers, and customer experience
• Respond to customer service requests
• Comply with legal, tax, accounting, security, and fraud-prevention obligations

3. Email Communication

By submitting your email address, you agree to receive emails from The Modern Educator. These emails may include educational content, program updates, marketing messages, application follow-up, and promotional offers.

You may unsubscribe from marketing emails at any time by clicking the unsubscribe link in the email. Transactional or administrative emails may still be sent when necessary.

4. Cookies and Tracking

We may use cookies, pixels, analytics tools, advertising tools, and similar technologies to understand user behavior, improve performance, track conversions, and deliver relevant marketing.

You can adjust your browser settings to reject cookies. Some site features may not work properly if cookies are disabled.

5. Third-Party Platforms

We may use third-party platforms to operate the business, including but not limited to Skool, Systeme.io, Calendly, payment processors, email marketing tools, analytics tools, advertising platforms, video hosting platforms, and customer support tools.

These third parties may collect, process, or store information according to their own privacy policies and terms. We are not responsible for the privacy practices of third-party platforms.

6. Payment Information

Payment information is typically processed by third-party payment providers or platform processors. We do not intentionally store full credit card numbers on our own systems.

7. Data Sharing

We do not sell personal information in the ordinary sense of selling customer lists. We may share information with trusted service providers who help us operate the business, including email, scheduling, payment, analytics, advertising, and community platforms.

We may also disclose information if required by law, legal process, government request, fraud prevention, security protection, or enforcement of our rights.

8. Data Security

We use commercially reasonable efforts to protect information. However, no method of internet transmission or digital storage is completely secure. You provide information at your own risk.

9. Data Retention

We may retain information for as long as needed to provide services, comply with legal obligations, resolve disputes, enforce agreements, maintain business records, and operate the program.

10. Your Rights and Choices

Depending on your location, you may have rights to access, correct, delete, or limit certain uses of your personal information. To make a request, contact us at mike@mikegowans.com.

11. Children

The Modern Educator is intended for adults. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information, contact us so we can take appropriate action.

12. Changes to This Privacy Policy

We may update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date. Continued use of our website, emails, pages, offers, or program means you accept the updated policy.

Terms and Conditions

These Terms and Conditions govern your access to and use of The Modern Educator, related websites, landing pages, emails, content, courses, downloads, calls, coaching, communities, workshops, and other materials.

1. Acceptance of Terms

By accessing our website, submitting a form, booking a call, purchasing, joining, or using The Modern Educator, you agree to these Terms and Conditions. If you do not agree, do not use the program or related materials.

2. Program Description

The Modern Educator provides business education, frameworks, resources, coaching, community support, and training related to building and improving online education businesses, recurring revenue offers, Skool communities, content systems, AI workflows, and related business assets.

Program details, features, schedules, bonuses, calls, community access, and deliverables may change over time. We may update, add, remove, pause, or modify program elements at our discretion.

3. No Professional Advice

The program provides educational and informational content only. It is not legal, financial, tax, accounting, investment, medical, psychological, or professional advice. You are responsible for consulting qualified professionals before making decisions that require professional guidance.

4. Eligibility

You must be at least 18 years old to use this program. By joining, you represent that you are legally able to enter into this agreement.

5. Account Access and Community Rules

You are responsible for maintaining the confidentiality of your account login information and for all activity that occurs under your account. You may not share, sell, transfer, or give access to your account unless we give written permission.

You agree not to:

• Harass, abuse, threaten, spam, or disrupt other members
• Post illegal, hateful, misleading, defamatory, or infringing content
• Solicit members in a way that harms the community experience
• Copy, scrape, record, resell, distribute, or misuse program content
• Use the program for unlawful, deceptive, or harmful purposes

We may remove posts, revoke access, suspend accounts, or terminate membership if we believe these rules have been violated.

6. Payments, Subscriptions, and Billing

If you purchase access to The Modern Educator, you agree to pay all fees shown at checkout or agreed to in writing. Payments may be processed by Skool, Stripe, PayPal, or other third-party payment processors.

If your purchase is a subscription, you authorize recurring billing until the subscription is canceled according to the cancellation process provided by the platform or payment processor.

7. Refunds and Cancellations

Refund terms, if any, will be stated on the checkout page, order form, written agreement, or program offer at the time of purchase. Unless a specific refund policy is stated in writing for your purchase, payments are not guaranteed to be refundable.

Canceling a subscription stops future billing according to the platform or payment processor rules. Cancellation does not automatically create a refund for past payments.

8. Intellectual Property

All program content, frameworks, videos, trainings, templates, downloads, prompts, systems, documents, designs, copy, recordings, and materials are owned by or licensed to The Modern Educator unless otherwise stated.

You receive a limited, revocable, non-transferable license to use the materials for your own personal or internal business use. You may not copy, resell, redistribute, teach, license, publish, or commercially exploit the materials without written permission.

9. User Content

If you post, submit, upload, share, or provide content inside the community, on calls, through forms, or in communications, you retain ownership of your content. You grant us a non-exclusive license to use, display, reproduce, and reference that content as needed to operate the program, provide support, improve services, and communicate with you.

We will not intentionally publish private sensitive information as public marketing material without consent, but you are responsible for what you choose to share in community areas, calls, forms, and messages.

10. Testimonials and Results

If you provide a testimonial, review, comment, result, or success story, you give us permission to use it for marketing, educational, and promotional purposes unless you tell us otherwise in writing.

We may edit testimonials for grammar, clarity, length, or formatting, but we will not intentionally change the meaning. Testimonials and examples are not guarantees that you or anyone else will achieve the same or similar results.

11. Third-Party Platforms and Links

The program may rely on third-party services, including Skool, Systeme.io, Calendly, email platforms, payment processors, video platforms, analytics tools, and other software. We do not control these third-party platforms and are not responsible for their downtime, policies, errors, billing systems, account decisions, or data practices.

12. No Guarantee of Availability

We aim to provide a useful and reliable program, but we do not guarantee that access will always be uninterrupted, error-free, or available at all times. Maintenance, updates, platform outages, internet issues, and other events may affect access.

13. Limitation of Liability

To the fullest extent allowed by law, The Modern Educator, its owners, team members, contractors, affiliates, and representatives will not be liable for indirect, incidental, special, consequential, punitive, or lost-profit damages arising from your use of the program, materials, website, emails, calls, community, or related services.

To the fullest extent allowed by law, our total liability for any claim related to the program or services will not exceed the amount you paid to us for the program in the three months before the event giving rise to the claim.

14. Indemnification

You agree to indemnify and hold harmless The Modern Educator, its owners, team members, contractors, affiliates, and representatives from claims, losses, damages, liabilities, costs, and expenses arising from your use of the program, your violation of these terms, your business activities, your content, or your violation of any law or third-party rights.

15. Termination

We may suspend or terminate your access if we believe you violated these terms, created risk, harmed the community, misused the content, failed to pay, or engaged in behavior we determine is inappropriate, unlawful, or harmful.

16. Governing Law

These Terms and Conditions are governed by the laws of the State of Texas, without regard to conflict-of-law principles. You agree that any dispute will be handled in a court or forum located in Texas, unless otherwise required by law.

17. Changes to These Terms

We may update these Terms and Conditions at any time. Updates will be posted on this page with a revised effective date. Continued use of the program or related services means you accept the updated terms.

Earnings Disclaimer

The Modern Educator provides education, strategy, frameworks, coaching, tools, templates, and community support related to building online education businesses and recurring revenue offers. We do not guarantee that you will earn money, make sales, get clients, grow a community, build a profitable business, or achieve any specific financial result.

1. Results Are Not Guaranteed

Business results vary widely. Your results depend on many factors, including your offer, audience, skill, experience, work ethic, consistency, market demand, pricing, positioning, sales ability, content quality, financial resources, technology, timing, competition, and decisions.

You may earn nothing. You may lose money. You may spend time and resources without producing the outcome you want. You are responsible for your own actions, decisions, business expenses, and results.

2. Testimonials and Examples

Testimonials, case studies, and examples represent individual experiences. They are not guarantees that you will achieve the same or similar results. Some examples may involve unusual effort, prior experience, existing audiences, strong offers, market timing, outside resources, or other advantages that may not apply to you.

We may share examples from our own businesses, customers, members, students, clients, or public examples. These are used to teach concepts and illustrate possibilities. They do not mean the average participant should expect the same outcome.

3. No Income Claim Should Be Treated as Typical

Unless we clearly state otherwise in writing with appropriate substantiation, you should assume that any financial result shown or discussed is not typical and that your result may be lower, different, or nonexistent.

4. Projections and Hypotheticals

We may use hypothetical math, projections, examples, or models, such as member counts, pricing examples, recurring revenue examples, or conversion scenarios. These are educational examples only. They are not promises that you will achieve those numbers.

5. Your Responsibility

You are responsible for evaluating the risks and rewards of any business decision. You should not purchase the program, start a business, change your financial situation, quit a job, spend money, or make important decisions based solely on examples, marketing materials, testimonials, or projections.

6. No Client, Customer, or Member Guarantee

We do not guarantee that you will get leads, calls, customers, clients, members, subscribers, sales, recurring revenue, or profit. We also do not guarantee platform growth on Skool, YouTube, social media, email, or any other platform.

7. Advertising and Compliance

If you use marketing, testimonials, earnings examples, AI-generated content, affiliate promotions, paid ads, organic content, sales pages, webinars, calls, or social media posts in your own business, you are responsible for making sure your claims are truthful, substantiated, and compliant with applicable laws, platform rules, and advertising standards.

8. Forward-Looking Statements

Any statements about future possibilities, potential outcomes, growth opportunities, market trends, or business models are opinion-based and educational. They are not guarantees of future results.

9. Contact

If you have questions about this Earnings Disclaimer, contact us at mike@mikegowans.com.