Effective Date: April 16, 2026

Please read these Terms and Conditions carefully before using our Services. By accessing or using mikegowans.com, skool.com/easyai, or any content, products, or services offered by Mike Gowans or Easy AI Content, you agree to be bound by these terms.

1. Acceptance of Terms

By using our Services, you represent that you are at least 18 years of age and agree to these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use our Services.

2. Description of Services

We provide educational content, training materials, community access, and related resources focused on AI content creation, online business, and personal brand building. Services may include free content, paid memberships, courses, coaching, and live events.

3. Intellectual Property

All content on our website and platforms, including text, video, graphics, logos, templates, scripts, frameworks, and downloadable materials, is owned by Mike Gowans or licensed to us and is protected by applicable intellectual property laws.

You may use our free content for personal educational purposes only. You may not reproduce, distribute, resell, or create derivative works from our paid content without prior written permission.

Purchasing access to our products or membership does not transfer ownership of any intellectual property to you.

4. User Conduct

When using our Services, you agree not to:

• Reproduce, copy, or resell any of our paid content without written permission

• Share login credentials or membership access with others

• Use our content or community in a way that is unlawful, harassing, or harmful to others

• Misrepresent our results or teachings in your own marketing or content

• Attempt to reverse-engineer, scrape, or extract data from our platforms

5. Community Guidelines

Our Skool community at skool.com/easyai is a space for learning and collaboration. Members are expected to treat one another with respect. We reserve the right to remove any member who engages in harassment, spam, plagiarism, or conduct that disrupts the community.

6. Payment and Refunds

Prices for paid products and memberships are listed at the point of purchase and may be updated at any time. All payments are processed through secure third-party payment processors.

Refund eligibility varies by product. Unless otherwise stated at the point of sale, digital products and membership access are non-refundable once delivered or activated. If you have a concern about a purchase, contact us, and we will do our best to resolve it fairly.

Email: mike@mikegowans.com

7. Disclaimer of Warranties

Our Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our Services will be uninterrupted, error-free, or free of harmful components.

We make no guarantees regarding the accuracy, completeness, or usefulness of any information provided through our Services.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Mike Gowans and Easy AI Content shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use our Services, even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising from these Terms shall not exceed the amount you paid us in the 90 days preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless Mike Gowans, Easy AI Content, and any associated parties from any claims, damages, losses, or expenses arising from your use of our Services, your violation of these Terms, or your infringement of any third-party rights.

10. Third-Party Platforms

Our Services may operate on or link to third-party platforms, including Skool, YouTube, Instagram, and others. We are not responsible for the availability, terms, or practices of those platforms. Your use of third-party platforms is subject to their respective terms of service.

11. Modifications to Services

We reserve the right to modify, suspend, or discontinue any part of our Services at any time without notice. We may also update these Terms from time to time. Continued use of our Services after changes constitutes acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Mike Gowans is domiciled, without regard to conflict of law provisions. Any disputes shall be resolved in the applicable courts of that jurisdiction.

13. Entire Agreement

These Terms, together with our Privacy Policy and Earnings Disclaimer, constitute the entire agreement between you and us regarding your use of our Services and supersede any prior agreements.

14. Contact Us

For questions about these Terms, contact us at:

Mike Gowans | Easy AI Content

Email: mike@mikegowans.com

Website: mikegowans.com

Community: skool.com/easyai